Homeowners and apartment dwellers beware when shopping for your next electricity rate!  Currently, there are many short term rates that are advertised at lower than 4 cents per kWh, but you MUST read the fine print!  These look like fantastic rates, but don’t be fooled! If you will be using exactly 1,000 kWh every month, these are great offers!  But if you do not use exactly that amount, they may